Sample Credit Card Dispute Letter Templates

Sample of letters requesting dispute credit card charges or transactions. We provide all types of templates and guide related to insurance, finance, mortgage and loans. Please let us know in the comments if you have any questions.

Template 1: Credit Card Dispute Letter for Billing Error

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Dispute of Billing Error

[Your Account Number]
[Description of Billing Error]
[Billing Statement Date]
[Amount]

I am writing to dispute a billing error on my recent credit card statement. The statement dated [Billing Statement Date] shows a charge of [Amount] for [Description of Billing Error], which I did not make. Please investigate and rectify this error promptly.

Sincerely,
[Your Name]

Template 2: Credit Card Dispute Letter for Fraudulent Transaction

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Dispute of Fraudulent Transaction

[Your Account Number]
[Description of Fraudulent Transaction]
[Transaction Date]
[Amount]

I am concerned about a transaction on my credit card for [Amount] on [Transaction Date], which I believe to be fraudulent. I did not authorize this transaction, and I request an immediate investigation into this matter to resolve the issue.

Sincerely,
[Your Name]

Template 3: Credit Card Dispute Letter for Duplicate Charges

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Dispute of Duplicate Charges

[Your Account Number]
[Description of Duplicate Charges]
[Transaction Dates]
[Total Amount]

I have noticed that I have been charged twice for the same transaction on my credit card statement. The transaction in question occurred on [Transaction Dates], and the total amount of [Total Amount] was erroneously charged twice. I kindly request a correction to this double billing.

Sincerely,
[Your Name]

Template 4: Rebuttal Letter for Credit Card Dispute

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Rebuttal of Disputed Transaction

[Your Account Number]
[Description of Disputed Transaction]
[Transaction Date]
[Amount]

I am writing in response to the dispute I raised concerning a charge of [Amount] for [Description of Disputed Transaction] on [Transaction Date]. I believe this charge is valid because [Explain why the charge is legitimate]. Please review the evidence I have attached.

Sincerely,
[Your Name]

Template 5: Billing Error Rebuttal Letter

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Billing Error Dispute Rebuttal

[Your Account Number]
[Description of Billing Error]
[Billing Statement Date]
[Amount]

I received a response to my billing error dispute, but the resolution provided is incorrect. The charge of [Amount] for [Description of Billing Error] was not adequately addressed. Please reevaluate the dispute and provide a correct resolution.

Sincerely,
[Your Name]

Template 6: Rebuttal of Fraudulent Transaction Dispute

[Your Name]
[Your Address]
[City, State, ZIP]
[Date]

[Credit Card Company Name]
[Address]
[City, State, ZIP]

Subject: Rebuttal of Fraudulent Transaction Dispute

[Your Account Number]
[Description of Disputed Transaction]
[Transaction Date]
[Amount]

I am disputing the decision regarding the unauthorized transaction on my account, as communicated in your response dated [Date of Response]. I maintain that the transaction was fraudulent, and I have attached additional evidence to support my claim. Kindly review this evidence and take appropriate action.

Sincerely,
[Your Name]